What are you saving for?
Pick a theme — or just give your round a name. This is what every member will see.
This shows up in every member's invite — keep it simple.
How much, how often?
Set the contribution per cycle and how often members chip in.
Each member contributes
USDC
Min USDC 10 per cycle.
Cycle frequency
Members can join after the round starts only with everyone's approval.
Each cycle's pooled USDC is paid out in this country's local currency.
Who's in the circle?
Invite 1 to 19 members by email. They get an invite and decide for themselves whether to join. You're already counted.
Only invite people you know and trust
A round works because every member pays their turn. If someone stops contributing, Coynitt can't recover their share — the pooled funds sit in a smart contract we don't control. Invite carefully.
Member emails
Looks good?
Once you start the round, every member gets an invite. The round goes live the moment everyone accepts.
Round details
Name—
Contribution per cycleUSDC —
Frequency—
Members (incl. you)—
Pool per cycleUSDC —
Payout country—
Coynitt payout fee2.5% of each cycle's payout
Invitees already on Coynitt are invited right away. Anyone not on Coynitt yet gets a pending invite — they'll join this round automatically the moment they sign up with that email.
How payouts work
Order is randomised when the round starts and visible to all members. Each cycle, one member receives the full pool. Coynitt never holds these funds — only the smart contract on Base does.