Rounds: Community Savings
Traditional Savings Circles, Powered by Smart Contracts
Coynitt Rounds brings the trusted tradition of community savings circles (ROSCAs) to the blockchain. Pool resources with your trusted circle, achieve financial goals together, and build wealth through collective action—all secured by smart contracts.
Smart Contract Security
Your savings are protected by blockchain smart contracts. No middlemen, no manual tracking—just automated, transparent, and secure.
Trusted Circles
Create private savings circles with family, friends, or trusted community members. Set contribution amounts and payout schedules.
Complete Transparency
Every contribution, every payout, every transaction is recorded on the blockchain. Full transparency with cryptographic proof.
Automated Payouts
Smart contracts automatically distribute funds according to your agreed schedule. No delays, no disputes, no manual intervention.
Cross-Border Circles
Create savings circles that span continents. Perfect for diaspora communities supporting family back home.
USDC Stability
Save in USDC stablecoin to protect against currency volatility. Your savings maintain their value over time.
How Rounds Will Work
Create or Join a Circle
Start a new savings circle with friends/family or join an existing one. Set contribution amount, frequency, and payout schedule.
Smart Contract Deployment
A smart contract is automatically created with your circle's rules. All members review and agree to the terms on the blockchain.
Regular Contributions
Members make regular contributions (e.g., $100/month) in USDC. Smart contract tracks all deposits transparently.
Automated Payouts
Each cycle, one member receives the pooled funds. Payout order can be pre-determined, rotated, or based on need. All automated.
Complete Cycle
Once every member has received a payout, the cycle completes. Decide to renew, adjust terms, or close the circle.
Perfect For
🏠 Home Purchases
Pool resources for down payments or property investments
🎓 Education Funding
Support family members' school fees or tuition
🚗 Vehicle Financing
Save together for business vehicles or personal transportation
💼 Business Capital
Raise startup capital or expand existing businesses
🎉 Event Planning
Fund weddings, celebrations, or community events
🏥 Emergency Fund
Build collective emergency savings for healthcare or crises
Join the Waitlist
Be among the first to experience Rounds when we launch. Get early access and help shape the future of community savings.